It’s true. The other night, my husband caught up with one of his guy friends who’s lived with his girlfriend in New York City for more than a few years now. He told him that they aren’t getting married or starting a family because of her massive student loan debt.
There’s something seriously wrong with that. They both have great jobs (thanks to a good, yet clearly expensive) education. But, they work in an industry that requires them to live in or near big city. They are able to pay their (I’m sure somewhat higher than average) rent and bills each month, no problem. But due to massive student loan debt, there’s not enough money left over to save up to buy a house or pay for an engagement ring. That’s maddening to me!
#modernbocadadand I are some of the lucky ones. We both graduated from college debt-free. I know this isn’t the norm. Student loan debt has reached $1 trillion of debt among Americans and I refuse to let our daughter join that statistic.
How Florida Prepaid Helps You Avoid Massive Student Loan Debt
A Florida Prepaid College Plan allows families to prepay, on a monthly or lump-sum basis, the future cost of 1) college tuition, 2) specified fees and 3) dormitory housing. It’s a simple 1-2-3! When your child is ready for college, the plan pays the tuition and fees at any Florida College or State University. However, if your child attends an out-of-state college or private college, the plan will pay the same amount as it would pay at a public college or university in Florida. This is a win-win for parents!
Head to www.myfloridaprepaid.com and use my promo code: ‘Boca1718′ to get $25 off your application fee! It is quick and easy to enroll mamas and the younger your child is, the smaller the monthly payment will be.
Enrollment is open through the end of February 2018! Don’t delay!
Sponsored: This student loan debt post was sponsored by Florida Prepaid via Bloggin Mamas. All opinions expressed in this blog post are my own and not influenced in any way by the sponsor. Any statistic, quote or other representation about a product or service should be verified with provider, so please refer to this site’s Disclosure for more information. I was compensated for this post, but that does not impact my views or opinions.
The kids went back to school today! Hurrah! Hurrah! How did your morning go? Was it smooth sailing or did you encounter a little push-back from your little (or big) ones? My daughter was excited to return to her class and friends, but I basically forgot everything at home– nap stuff, water bottle, laptop… It’s tough to get back into a daily routine heading back to school after winter break! #needmorecoffee #needtodrinklesswine
Here are 4 tips from me and my friends at Grandview Preparatory School that I’m putting into place this week to help your family and mine cope with going back to school after winter break:
Get to bed EARLY
Not only the kids, but you too, mama. Hitting the snooze button over and over again does not start your day off on the right note. If everyone in your household gets more sleep as they go back to school after winter break, your whole family will be in higher spirits…and not the alcoholic kind. Plus, you’ll be better equipped to fight off any colds going around.
Don’t do what I did this morning. Put all of the bags you and your children will need for the next day right by the front door. That way everything is completely visible as you load up the car the next morning. P.S. Don’t you wish your entryway looked like this?
Start planning your next family vacation
We all need something to look forward to! Why not start planning your Spring Break cruise or trip to visit family in another part of the country. There’s always Walt Disney World too…
Ms. Rose also recommends sharing excitement with your kids about the fun activities the second half of the school year will bring! Look through the calendar and talk about all of the fun events your school has coming up such as Homecoming, Spring Concerts and Family Fun Night.
I know it takes time, but whip out your planner and figure out which nights you’ll need to plan dinner for during the week ahead. This will save your sanity and make grocery shopping a lot easier. We love using a service like HelloFresh to take the pressure off planning a couple meals each week (Save $30 on your first box with my code BOCAMOM30).
Susan Rose is the Personalized Learning Coordinator at Grandview Preparatory School. Her role at Grandview involves a variety of responsibilities geared toward individualizing the learning experience for the student. She believes the best gift we can give students is to help them realize and strengthen their strengths. Susan holds a Bachelor of Science Degree in Communication Disorders from Western Kentucky University, Masters degree in Speech-Language Pathology from University of Kentucky, and an Educational Specialist degree in Brain Based Learning from Nova Southeastern University.
Sponsored: This Going Back to School After Winter Break: 5 Tips on How to Cope post was sponsored by Grandview Preparatory School and all opinions expressed in this blog post are my own and not influenced in any way by the sponsor. Any statistic, quote or other representation about a product or service should be verified with provider, so please refer to this site’s Disclosure for more information. I was compensated for this post, but that does not impact my views or opinions.
Are you ready to save some dough on your family’s health and wellness goals in 2018? Then be sure to take advantage of the South Palm Beach County YMCA and their MAJOR New Year’s promotion, aptly titled “Pay the Day”!
What is it? To break it down, the joining fee for the Y basically matches whatever day of the month it is. For example, on Jan 4, you pay only $4 to join and on Jan 15, it’s $15…and on and on through the end of the month.
Joining the Y is a great way to kick off the year for so many reasons! Not only will your family save a ton of $$$, you’ll also receive access to both of their facilities. In fact, as a Y member, you’ll now have access to all YMCA’s everywhere you go for no extra charge. Comes in handy when you’re traveling…just saying…
DID YOU KNOW? The South Palm Beach County YMCA…
The South Palm Beach County YMCA works every day to address the needs of our community, providing programs and services to help individuals live a healthy lifestyle. And obviously, that’s the goal of most families as they start out a new year. Because seriously, these statistics are startling:
Approximately 1 in 3 have pre-diabetes.
More than 1/3 of adults are considered obese. More than 1 in 20 have extreme obesity. 74% of men are considered to be overweight or obese. The prevalence of obesity is similar for both men and women.
One out of 3 kids are considered overweight or obese. Many kids spend less time exercising and more time in front of the TV, computer, phone, or video-game console.
Chronic diseases/conditions such as heart disease, stroke, cancer, type 2 diabetes, and arthritis are among the most common, costly, and preventableof all health problems.
The YMCA of South Palm Beach County works to help by providing:
Sponsored: This post is sponsored by the YMCA. All opinions expressed in this blog post are my own. They are not influenced in any way by the sponsor. Any statistic, quote or other representation about a product or service should be verified with provider and please refer to this site’s Disclosure for more information. I have been compensated for this post, but that does not impact my views or opinions.
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