Category Archives: MBMOMS-TO-BE

Our Friends Won’t Start a Family Because of Student Loan Debt

It’s true. The other night, my husband caught up with one of his guy friends who’s lived with his girlfriend in New York City for more than a few years now. He told him that they aren’t getting married or starting a family because of her massive student loan debt. Maybe using a debt consolidation loan calculator would be an option to better understand how to tackle their big student loans in a more manageable way that might allow for them to save up to get married and have kids. Using a service like Sofi to refinance student loans is also a viable option which makes repayment of debt easier under a new loan with lower interest.

There’s something seriously wrong with that. They both have great jobs (thanks to a good, yet clearly expensive) education. But, they work in an industry that requires them to live in or near big city. They are able to pay their (I’m sure somewhat higher than average) rent and bills each month, no problem. But due to massive student loan debt, there’s not enough money left over to save up to buy a house or pay for an engagement ring. That’s maddening to me!

Head to and use code: Boca1718 to get a discounted application fee.

massive student loan debt

#modernbocadad and I are some of the lucky ones. We both graduated from college debt-free. I know this isn’t the norm. Student loan debt has reached $1 trillion of debt among Americans and I refuse to let our daughter join that statistic. However, if your children want to go to college and they’re wondering “how much can i borrow for student loans?” Then they could always contact a finance company to get some advice about what they could receive. These companies could also help them with repayment plans to make sure they don’t join the other Americans in debt.

I talked about this on the blog before the holidays. But, we officially have a plan in place to prevent massive student loan debt for our child thanks to Florida Prepaid.

massive student loan debt
Photo by Sweet Memories Photography
How Florida Prepaid Helps You Avoid Massive Student Loan Debt

A Florida Prepaid College Plan allows families to prepay, on a monthly or lump-sum basis, the future cost of 1) college tuition, 2) specified fees and 3) dormitory housing. It’s a simple 1-2-3! When your child is ready for college, the plan pays the tuition and fees at any Florida College or State University. However, if your child attends an out-of-state college or private college, the plan will pay the same amount as it would pay at a public college or university in Florida. This is a win-win for parents!

Head to and use my promo code: ‘Boca1718′ to get $25 off your application fee! It is quick and easy to enroll mamas and the younger your child is, the smaller the monthly payment will be.

Enrollment is open through the end of February 2018! Don’t delay!

massive student loan debt

Sponsored: This student loan debt post was sponsored by Florida Prepaid via Bloggin Mamas. All opinions expressed in this blog post are my own and not influenced in any way by the sponsor. Any statistic, quote or other representation about a product or service should be verified with provider, so please refer to this site’s Disclosure for more information. I was compensated for this post, but that does not impact my views or opinions.

The Boca Business That Became Hurricane Superheroes

During times of crisis is when people’s true colors really show. Although Boca Raton families dodged a bullet with Hurricane Irma, many are still dealing with major issues. The aftermath of damage to property, zero power, limited access to businesses and of course, the thousands upon thousands of evacuees who are trying to make their way back home.

Continue reading The Boca Business That Became Hurricane Superheroes

Top Pediatricians in Boca Spill Must-Have Parenting Secrets

Top pediatricians in Boca Raton, Doctors Chad Rudnick and Paul Gilbert, are no strangers to answering the most commonly Googled questions for parenting healthy kids. Every day at their local office, they block out an entire hour for their patients to conduct wellness check-ups and answer parents’ questions the way docs did in the good ‘ole days. Thecarry black “house call bags” for actual house visits, keep their cell phones on them 24/7 in case parents have questions via text or email, and spend a TON of time focusing on wellness.

More wellness = healthier patients in their book!

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Choosing a Boca Raton Newborn Photographer for Your Family

If you follow MBMom’s Instagram account or read this Publix Aprons Baby Shower post, then you probably saw that my sister had a baby! A healthy, happy little boy: Aden Thomas. I am a proud Modern Boca AUNTIE! So proud, I even had a welcome home message installed in their front yard…twice…and hired an amazing Boca Raton newborn photographer to shoot my nephew about 10 days after he was born.

Thank you so much to local (mom-owned) business, Event YardCard!

Continue reading Choosing a Boca Raton Newborn Photographer for Your Family